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Bharat Interface for Money BHIM app is launched recently by the honorable prime minister of India Narendra Modi to increase the use of digital payments in India. The United payments Interface based BHIM app is developed by the  National Payments Corporation of India. One can easily send or receive money by using this BHIM app just by registering their contact number. There is a simple process to download the BHIM app by the Play store or app apk.

bhim app

Image Source: indianexpress.com

BHIM App:-

Everyone can easily send or receive money with this BHIM app. You don't have to load money into the App wallet as your bank account is linked with the app and similarly the merchant will also not to worry as the amount is directly transferred to the bank account.

Download procedure of BHIM App: Android

BHIM App: Features

  • The BHIM App is based on Unified Payments Interface that allows you to transfer money instantly to any bank account
  • This BHIM app is available 24*7, as there will be no time limit, transactions can be done anytime
  • Thre is also a provision to scan QR code for the money transactions, you can scan QR code to pay or receive money
  • All the transactions will be done instantly without any delay and you will get your money in your account within a fraction of seconds.

How it works:-

  •  First of all, you will have to download the app through the above-mentioned link.
  • Now you have to enter the Mobile number and allow the app to send and SMS to the UPI
  • Enter  your mobile number and then click on the OK button ( register with the same mobile number with which you have registered with bank as it will help in fetching the account details automatically that is linked with the given mobile number )
  • Now enter your passcode of 4 digits ( do not share with anyone )
  • Then you have to select the default bank account for all your money transactions ( The BHIM app will automatically fetch the account details and the IFSC code of your bank just through your registered mobile number )
  • Further, you have to  verify the account details through the debit card or credit card and the expiry date of the card ( bank specific)
  • After verifying all the details and settings of the BHIM App you can now use the BHIM App for sending and receiving money Using UPI.

Banks supporting BHIM App:-

All the major banks are supporting BHIM App and the list of banks are mentioned below:-

  • Allahabad Bank
  • Axis Bank
  • Andhra Bank
  • Bank of India
  • Bank of Maharashtra
  • Bank of Baroda
  • Catholic Syrian Bank
  • Central Bank of India
  • Canara Bank
  • Dena Bank
  • DCB Bank
  • Federal Bank
  • HDFC Bank
  • IDBI Bank
  • IDFC Bank
  • ICICI Bank
  • Indian Overseas Bank
  • Indian Bank
  • IndusInd Bank
  • Kotak Mahindra Bank
  • Karur Vysya Bank
  • Karnataka Bank
  • Oriental Bank of Commerce
  • RBL Bank
  • Punjab National Bank
  • State Bank of India
  • Syndicate Bank
  • Standard Chartered Bank
  • South Indian Bank
  • United Bank of India
  • Union Bank of India
  • Vijaya Bank

There is a maximum limit of 10,000 INR per transaction and 20,000 within 24 hours.

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